Loan Products
Interest Rate and Tenure of Loan Products (as of January 2022)
| SN | Credit Types | Interest Rate | Subsidy | Interest after Subsidy | Grace Period | Principal Payment | Interest Payment | Tenure |
|---|---|---|---|---|---|---|---|---|
| 1 | Concessional credit | 1.5% | - | 1.5% | - | Quarterly | Monthly | 33 Months |
| 2 | Livelihood Restoration Credit Program (with support of ADB) | 2% | - | 2% | 6 Months | Quarterly | Monthly | 3 Years |
| 3 | Agriculture Loan | 5% | - | 5% | - | Quarterly | Monthly | 3 Years |
| 4 | Rural Self Reliance Credit (RSRC) | 6% | 1.2% | 4.8% | - | Quarterly | Monthly | |
| 5 | Rural Enterprise Financing Project Credit | 6.5% | - | 6.5% | 2 Years | Quarterly | Monthly | 7 Years |
| 6 | Resurgence credit | 11.25% | - | 11.25% | - | Half-yearly | Monthly | 1 Year |
| 7 | Renewable Energy Loan | 11.25% | - | 11.25% | 6 Months | Quarterly | Monthly | 3 Years |
| 8 | Credit for milk/meat production | 9% | 4% | 5% | 6 Months | Quarterly | Monthly | 3 Years |
| 9 | Vegetable Farming | 9% | 4% | 5% | - | Quarterly | Monthly | 3 Years |
| 10 | Tea Loan | 9% | - | - | 1 Year | Half-yearly |
Monthly | 6 Years |
| 11 | Microfinance Wholesale Credit Loan | 12.25% | - | 12.25% |
3 Months | Quarterly | Monthly | 33 Months |
| 12 | Sunulo Bhabishya Karja | 12.25% |
- | 12.25% |
3 Months | Quarterly | Monthly | 33 Months |
